Every life is precious. From those who live and work in Ohio’s cities to small communities that spread across the thousands of square miles worth of space, having affordable health insurance is of a top priority. With health insurance being a requirement by law and coming from a range of different places, it can be hard for a first time Ohio resident to figure out where their health insurance should be coming from. With that in mind, let’s take a moment to review what health insurance options are available in the Buckeye State.
A Quick Note On Ohio Health Insurance Rates
Did you know that roughly 11.65% of Ohio residents are currently uninsured? Why be insured? Even the healthiest among us can be hit with thousands of dollars in bills if we break a limb or otherwise find ourselves requiring medical aid. Without health insurance from ohioinsurancequotes.net, many people will go bankrupt attempting to afford the medication or time in the hospital. Health insurance helps cover these costs.
Do You Have A Job That Provides Health Insurance?
If you do, then you will have to go through your employer and go with one of the plans that are offered through the insurance agency in your work. These prices will depend on costs and differ when you consider what they ultimately cover. Speak to your supervisor or HR individual for more information regarding health insurance.
Does Your Job Not Provide Health Insurance?
If your job does not provide health insurance, then you will have to find health insurance on the federal exchange. Because the state of Ohio did not decide to set up a state run exchange, you will be forced to use the federal exchange instead. On this exchange, you can shop through a variety of plans to see which ones work for your needs. In general, the costs of the plan will increase with the greater range of coverage provided.
Do You Not Have A Job Or Do You Earn Under A Certain Amount?
If you are 65, do not have a job, or earn under a certain amount, then you are eligible for Medicaid. Medicaid is a government run insurance option that provides inexpensive insurance to people who need it the most.
Are You Over The Age Of 65?
If you are over the age of 65, then you can sign up for Medicare. Medicare is another government run insurance option that provides coverage for everyone over the age of 65.